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Since 1984, Humana has helped their members live healthy, active and rewarding lives.2

Already have Humana insurance?

Get help paying for your Medicare deductibles, copayments and coinsurance.

Compare Humana Medicare Supplement Insurance Plans today.

Speak with a licensed insurance agent1

1-800-966-8504

Medicare Supplement Insurance plans give you the freedom to visit any medical provider or facility that accepts Medicare patients.

Plan Comparison

Humana offers eight Medicare Supplement Insurance plans. The following plans are available in most states:

  • Plan A
  • Plan B
  • Plan C
  • Plan F
  • Plan G
  • Plan K
  • Plan L
  • Plan N

Massachusetts, Minnesota and Wisconsin offer different plan options.

What benefits are covered?

All Medicare Supplement Insurance plans offer four basic benefits, but certain plans include additional benefits.

The chart below shows all eight Humana Medicare Supplement Insurance plans and what benefits each plan provides. A check mark means that the plan fully covers the benefit. A specific percentage, such as 50% or 75%, means the plan partially covers the benefit. A blank means the plan doesn’t cover the benefit.

scroll to see full chart
  Plan A Plan B Plan C Plan F1 Plan G Plan K2 Plan L3 Plan N4
Medicare Part A coinsurance & coverage for hospital benefits yes yes yes yes yes yes yes yes
Medicare Part B coinsurance or copayment yes yes yes yes yes 50% 75% yes
Blood
(first three pints)
yes yes yes yes yes 50% 75% yes
Hospice care coinsurance or copayment yes yes yes yes yes 50% 75% yes
Skilled nursing facility care coinsurance     yes yes yes 50% 75% yes
Medicare Part A deductible   yes yes yes yes 50% 75% yes
Medicare Part B deductible     yes yes        
Medicare Part B excess charges       yes yes      
Foreign travel emergency (up to plan limits)     80% 80% 80%     80%

Plans offered vary by state.

1Humana offers a high deductible Plan F and may offer a Medicare Select Plan F in your area.

2Plan K has an out-of-pocket yearly limit of $5,240 (in 2018). After you pay the out-of-pocket yearly limit and the yearly Part B deductible, the plan pays 100% of covered services for the rest of the calendar year.

3Plan L has an out-of-pocket yearly limit of $2,620 (in 2018). After you pay the out-of-pocket yearly limit and the yearly Part B deductible, the plan pays 100% of covered services for the rest of the calendar year.

4Plan N pays 100% of the Part B coinsurance except for a $20 copayment for office visits and a $50 copayment for emergency room visits that don’t result in an inpatient admission.

Coverage may be limited to Medicare-eligible expenses. Benefits vary by plan and the premium will vary with the amount of benefits selected. Depending on the plan chosen you may be responsible for deductibles and coinsurance before benefits are payable. These policies have exclusions and limitations; please call your agent/producer or Humana for complete details of coverage and costs.

How do plans differ?

Each lettered plan is standardized by the federal government to provide the exact same benefits. This means that one company’s Plan F will provide the same benefits as another company’s Plan F.

The main difference between two plans with the same lettered name is price.

Each insurance company charges different premiums for each plan.

How do I choose a plan?

You can start by reviewing the plan benefits chart above and asking yourself which benefits you will need the most.

Do you want a plan that just covers the basic benefits? Or do you want a plan that covers all the available benefits?

A licensed insurance agent1 can help you review your Humana Medicare Supplement Insurance options and find a plan that works for both your coverage needs and budget.

Simply fill out the form below or call 1-800-966-8504.

Plan Comparison

Humana offers eight Medicare Supplement Insurance plans. The following plans are available in most states:

  • Plan A
  • Plan F
  • Plan F(HD)
  • Plan G
  • Plan N

Massachusetts, Minnesota and Wisconsin offer different plan options.

What benefits are covered?

All Medicare Supplement Insurance plans offer four basic benefits, but certain plans include additional benefits.

The chart below shows all eight Humana Medicare Supplement Insurance plans and what benefits each plan provides. A check mark means that the plan fully covers the benefit. A specific percentage, such as 50% or 75%, means the plan partially covers the benefit. A blank means the plan doesn’t cover the benefit.

Individuals who attain the age of 65, ot those who become eligible for Medicare on January 1, 2020 or after, can't purchase a Medicare Supplement Plan C, F or High Deductible F.

scroll to see full chart
  Plan A Plan F Plan F(HD)1 Plan G Plan N2
Medicare Part A coinsurance & coverage for hospital benefits yes yes yes yes yes
Medicare Part B coinsurance or copayment yes yes yes yes yes
Blood
(first three pints)
yes yes yes yes yes
Hospice care coinsurance or copayment yes yes yes yes yes
Skilled nursing facility care coinsurance   yes yes yes yes
Medicare Part A deductible   yes yes yes yes
Medicare Part B deductible   yes yes    
Medicare Part B excess charges   yes yes yes  
Foreign travel emergency (up to plan limits)   80% 80% 80% 80%

1Humana offers a high deductible Plan F. You must satisfy the out-of-pocket annual deductible of $2,300 (in 2019) before the plan pays.

2Plan N pays 100% of the Part B coinsurance except for a $20 copayment for office visits and a $50 copayment for emergency room visits that don’t result in an inpatient admission.

Coverage may be limited to Medicare-eligible expenses. Benefits vary by plan and the premium will vary with the amount of benefits selected. Depending on the plan chosen you may be responsible for deductibles and coinsurance before benefits are payable. These policies have exclusions and limitations; please call your agent/producer or Humana for complete details of coverage and costs.

How do plans differ?

Each lettered plan is standardized by the federal government to provide the exact same benefits. This means that one company’s Plan F will provide the same benefits as another company’s Plan F.

The main difference between two plans with the same lettered name is price.

Each insurance company charges different premiums for each plan.

How do I choose a plan?

You can start by reviewing the plan benefits chart above and asking yourself which benefits you will need the most.

Do you want a plan that just covers the basic benefits? Or do you want a plan that covers all the available benefits?

A licensed insurance agent1 can help you review your Humana Medicare Supplement Insurance options and find a plan that works for both your coverage needs and budget.

Simply fill out the form below or call 1-800-966-8504.

Compare your Humana Medicare Supplement Insurance Plan options.

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